Where we help
Heat Pumps in Cambridge and Neighboring Towns
Cambridge, Somerville, Boston, Arlington, Watertown, Brookline, Medford, Everett, Newton, Charlestown and Belmont, where Belmont Light runs its own incentives.
HVAC Financing Cambridge helps homeowners in Cambridge and the surrounding cities and towns move from oil, gas or electric baseboard to heat pumps, with the rebate and loan paperwork handled alongside them. The houses around here are mostly old: two-families, triple-deckers, colonials and capes with radiators and an oil tank in the cellar. The recipe stays the same in every town: size the system, confirm the utility, collect the incentives and install.
One approach everywhere
Heat loss measured, a written proposal and paperwork help, whether you live in a city apartment building or a suburban cape.
Your utility sets the rebate
Eversource and National Grid customers generally qualify for Mass Save. Belmont Light customers follow that light plant's program.
City lots and small yards
Tight side yards and shared walls call for careful outdoor unit placement, and we plan for both.
Cities and Towns We Cover
- CambridgeHarvard Square
Two-families, triple-deckers and older singles, many still heated with oil.
Home base - SomervilleI-93
Dense rows of multi-family homes where each apartment can have its own zone.
- Boston
Row houses and multi-units in nearby neighborhoods looking to drop oil or gas.
- ArlingtonSpy Pond
Colonials and capes with radiators that pair nicely with wall-mounted units.
- Belmont
Electricity from Belmont Light, which offers its own heat pump incentives; the HEAT Loan may still apply with Mass Save gas.
Belmont Light - Watertown
Older doubles and singles where a ducted or ductless mix often works best.
- Brookline
Larger older homes where careful room-by-room sizing really pays off.
- MedfordTufts
Capes and two-families near campus and along the river, many with aging boilers.
- EverettMalden River
Triple-deckers and multi-units where owners plan heat pumps apartment by apartment.
- Newton
Colonials with existing ductwork that may suit a central heat pump.
- Charlestown
Compact row houses where neat line routing matters as much as sizing.
How Programs Differ Around Middlesex County
The first conversation answers two questions: where is the home, and who supplies its electricity and gas? Most neighbors buy from Eversource or National Grid, and that makes both Mass Save incentives and 0% financing possible. Belmont is different. Belmont Light, the town's municipal light plant, offers its own heat pump incentives rather than the Mass Save electric ones, and we plan around them. Belmont owners whose gas is billed by one of the two big utilities may still be able to use the HEAT Loan. Either way, you will know which programs fit before anyone comes out.
Services Available Throughout the Area
Live Just Outside Cambridge?
Share your town, your power company and your current fuel. You will hear which incentives seem within reach and the next move.