No more oil deliveries
Mass Save Heat Pumps in Cambridge, MA
Swap the oil tank for one quiet system that keeps you cozy through January and comfortable through August, with rebates and 0% financing sorted out alongside you, whether home is a cape or a two-family a few blocks from Harvard Square.
Why homeowners start here
Goodbye, fill-ups
No tank gauge to watch and no delivery truck to wait on once the heat pump takes over.
Rebates sorted with you
We figure out which Mass Save incentives your house can reach and handle the forms side by side with you.
Financing made simple
A friendly walkthrough of the 0% HEAT Loan, so the cost does not land all at once.
Summer comfort included
The same system that heats in January cools in July, so the window units can retire too.
Everything It Takes to Leave Oil Behind
Getting off oil is rarely one job. It is new equipment, a rebate claim, maybe a loan and a decision about the old boiler. Here are the five ways we help, and most homeowners end up using two or three of them together.
Heat Pump Installation
Whole-house heat pump systems designed around how your rooms actually lose heat, set up and explained so you feel at home with the controls.
Mass Save Rebate Help
A helping hand with the rebate: we check what your home qualifies for, steer you toward the energy assessment and keep the claim on track.
0% HEAT Loan Financing
The 0% HEAT Loan explained in plain words, with our proposal and the program paperwork ready for the lender you choose.
Ductless Mini-Splits
Compact indoor units for apartments, top floors and additions where ducts were never part of the plan.
Oil & Gas Heating Replacement
Retiring the oil, gas or propane boiler or furnace, and deciding together whether it leaves the basement or stays on standby.
Four Friendly Steps Off Oil
A conversation first
We chat about the house, the fuel you buy now, your utility company and what you wish worked better. Then we check the rebate and loan rules against your answers.
A visit to measure
A member of our team stops by with a tape measure, notes every window and the attic insulation, and meets your current boiler or furnace. Real heat loss sets the size.
Numbers on paper
You get the equipment, the price, the rebate we expect and the loan amount in one written proposal. If you want financing, we help you start with a lender.
Install day and the forms
The system goes in, the old heat is handled the way we agreed, everything is tested and we finish the rebate and loan documents together.
Why Homeowners Feel Good About the Switch
Leaving oil should feel like a relief, not a research project. These are the promises we can put in writing.
Costs explained before anything starts
Rebate estimate, loan amount and the part you pay are laid out early, in writing, so nothing surprises you later.
Care inside your home
Floors covered, line sets routed neatly and an unhurried tour of the controls before we pack up.
Sized for your rooms
Capacity worked out space by space, because the old boiler's nameplate is a poor guide.
A licensed Massachusetts contractor
Your installation is handled by a contractor licensed in Massachusetts, who also takes care of the permits.
10-year workmanship warranty
You receive a written 10-year workmanship warranty covering the installation itself.
Cambridge and the Neighbors Next Door
Cambridge is full of houses that were built long before anyone pictured a heat pump: two-families off Massachusetts Avenue, triple-deckers, mansard-roofed singles and colonials, many still fed by an oil tank in the basement. We help owners here and in the towns that ring the city.
Older homes, careful plans
Plaster walls, tight attics and narrow side yards all shape where indoor heads and outdoor units can go. We plan around them instead of forcing a standard layout.
Multi-family know-how
In two- and three-family homes, each unit gets its own heating zone and controls, and we look at how each one is metered.
The right program for your utility
Most nearby homes buy power from Eversource or National Grid and can use Mass Save. Belmont runs its own light plant, so its incentives work differently.
Neighborhoods and towns we help
- CambridgeHarvard SquareHome base
- SomervilleI-93
- Boston
- ArlingtonSpy Pond
- BelmontBelmont Light
- Watertown
- Brookline
- MedfordTufts
- EverettMalden River
- Newton
- Charlestown
Belmont is the exception on this list. Electricity there comes through Belmont Light, a municipal light plant that offers heat pump incentives of its own, which replace the Mass Save electric rebate for those homes. If a Belmont home buys gas from one of the two big Mass Save utilities, 0% HEAT Loan financing may still work. Somewhere else in Middlesex County? Give us a ring and ask.
Ask whether we cover your street: (857) 341-9606Your Last Oil Bill Could Be Closer Than You Think
Rebates bring the price down and a 0% loan can spread out what is left. One call gives you a first look at how that might work for your house, and the home visit turns it into real numbers on paper.
Talk through your switch: (857) 341-9606Rebates depend on program rules and loans on lender approval.
Friendly Answers to Common Questions
These are the questions Cambridge homeowners ask us most. If yours is not here, just ask on the phone.
What is the deal with the 0% HEAT Loan?
Think of it as a Mass Save program loan with zero interest, as much as up to $25,000, issued by member lenders such as local banks and credit unions. The package a lender reviews includes your utility account details, a project proposal from us and a signed program authorization; after the install, an inspector signs off. We help you put that package together; the lender makes the call.
How long will the installation take?
That varies with the home and the equipment. One mini-split in a bedroom is quick work compared with converting an entire house and hauling out a boiler. Your written proposal spells out the schedule, and any rebate or loan steps that need to happen first are built into it.
Will the heat pump cool my house in summer too?
Yes. A heat pump simply runs in reverse in warm weather, moving heat out of the house and pulling moisture from the air as it goes. Most of our customers retire their window units the first summer.
Which equipment counts for Mass Save incentives?
Air-source systems built for cold climates that appear on the Mass Save qualified product list, with matching indoor and outdoor units. We confirm the exact pairing on that list before you see a proposal, so the rebate is not left to chance.
Will my electric bill go up after I stop using oil?
Usually it does, because electricity is now doing the heating, while your oil purchases stop entirely. Your overall energy spending hinges on fuel prices, your house and how airtight it is. We will walk through what changes on each bill rather than promise a number.
Can my house get the whole-home rebate?
Possibly, if a few conditions line up. The home needs a Home Energy Assessment and the insulation and air sealing it recommends, the system must use qualifying cold-climate equipment, and someone has to live there through the winter. We go through each condition with you on the first call.
How big is this year's heat pump rebate?
In the 2026 program year, a qualifying whole-house system can earn up to $8,500, figured on each ton of capacity. Conditions apply: the home must be weatherized as its assessment directs, the equipment must qualify and the house must be occupied all winter. Partial-home setups qualify too, at a lower figure.
How do you size a heat pump for an older home?
Room by room. We measure each space, note the windows, the insulation and the drafty spots, and calculate how much heat the house loses on a cold night. The old boiler's size is not a guide, since many were oversized from the start.
Is there much maintenance?
Very little. Wash or replace the filters in the indoor units regularly, keep the outdoor unit free of snow and leaves, and schedule a yearly check of the coils and drain lines. We show you all of it at the walkthrough.
Can heat pumps work in a two-family or a triple-decker?
They work very well there. Each apartment gets its own zone and controls, and we plan the outdoor units and how each unit is metered. Owners of two- to four-family homes, including landlords, use these programs too.
A Rebate Helper Who Speaks Plain English
HVAC Financing Cambridge exists for homeowners who want off oil but feel buried by program rules. We translate the rebate and loan steps into a short to-do list, design a system that fits the house and stay with you until the last form is done.
Meet the team behind the switch
Ready to Cancel the Next Oil Delivery?
Tell us how your home is heated today and what you would love to change. We will explain which rebates look likely, how the 0% loan could help and what your share might be, then plan a system to match.
Proudly helping homeowners across Cambridge and nearby.